Managing your debt- Part 3

“Change will not come if we wait for some other person or some other time. We are the ones we’ve been waiting for. We are the change that we seek.” Barack Obama

How I made the changes I wanted to see in my finances …..

  1. Recognize where you are – write down every cedi owed
  2. Set a goal – make it as SMART as possible
  3. Choose a debt management strategy- speak to an expert if you have to
  4. Realign your budget – cut spending and make room for debt servicing
  5. Find an accountability partner and remain consistent.

Don’t be in a hurry to pay off all debts, it’s important to know which ones must go quickly and which ones can be stalled or even kept for awhile longer.

The change you seek lies with you…
The power is yours (Captain Planet voice 😁)

#debtmanagement #strategy

Unknown's avatar

Published by hfmaku

i am a bundle of joy, i surround myself with laughter and peace and thats only because thats what you get being in my company. i'm passionate about the man who laid down his life for me so I can have this peace and joy. All I am and ever will be is in Christ alone. If you havent met him (Jesus Christ) I introduce Him to you. I write about moments, because I believe they count and you can't stage them once they gone so I choose to capture them to keep them alive. Treasure your moments they count..... Remain blessed😊

Leave a Comment